Best Dental Gold

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*Ameritas Group Dental Benefits

You receive the following benefits: $50 Deductible for Type 1 Preventive Services, $100 Deductible for Type 2 Basic and Major Services

  •  No more than 3 deductibles per calendar year
  •  Maximum Benefit – $1,500 annually Per Family Member
  • Benefits Are Paid Based On Schedule of Eligible Expenses
  • No waiting period on preventive and basic services
  • Choose any dentist nationwide or select from one of nearly 65,000 provider access locations.
  • There is a 12 month Waiting Period for Major Services

Dental Rewards – Rewards insureds that care for their teeth and use only a portion of their annual maximum benefit in a year. With its increasing maximum feature, each insured member and dependent earns additional money toward his or her next year’s annual maximum.

To get the maximum carryover for the next year, you must meet the following requirements:

1) Visit your Dentist between Jan. 1st and Dec. 31st.
2) Submit claim for payment prior to April 1st of the next year.
3) Total benefits paid for current year visits must be less than $500.

  • If you meet all 3 requirements you will have an additional $250 available in Annual Maximum for the next year.
  •  As long as you continue to visit the Dentist each year the $250 will be available.
  • In future years if you have benefits paid of less than $500, additional amounts of $250 will be added to the carryover. However, the most you can accumulate in the maximum carryover is $1,000.
  • Your annual maximum will be $2,500 in four years if you continue to visit the dentist once each year!

*Ameritas Group Vision Service Plan

You receive the following benefits and more: Free eye exam once per year per family member from participating providers; 20% discount on lenses, frames, and other hardware; Up to a 25% discount on laser surgery; There are 32,000 VSP providers nationwide; There’s a VSP provider within ten miles of the homes of 90% of the United States population; Find a VSP provider near you at

*These benefits are provided to USA+ members by a group policy issued by Ameritas Life Insurance Corp. Certain terms and conditions apply and benefits are subject to the Exclusions and Limitations. See the Certificate of Coverage for the details.

Ameritas Group, a division of Ameritas Life Insurance Corp. a UNIFI Company, offers group dental and eye care products nationwide. Ameritas Group’s dental and eye care products (9000 Ed. 01-05) are issued by Ameritas Life.

Optum® Nurseline

When you or your child are ill in the middle of the night, or at any time, it is now at your fingertips to get professional help. Speak with a caring staff of registered nurses toll-free, 24 hours a day, 7 days a week.

Consolidated Legal Concepts

You are only a phone call away from immediate referral to your choice of over 20,000 attorneys, and 6,900 law firms nationwide. You are entitled to:

  • No initial consultation fee.
  • One 30-minute in-office visit per month.
  • Preparation of a simple Will or review of an existing Last Will and Testament at no charge. (One per membership).

Online Shopping

Receive access to shopping and entertainment discounts from thousands of local and national vendors in 15 shopping categories. Some examples include: Shopping discounts on fashion, computers, electronics, health & beauty products, automotive products and services, appliances, furniture, home living products & services, gifts, business services and much more.

Travel Agency Benefit

Full service & online travel discounts, benefits & services:
Our full service travel agency service provides you with one-stop shopping for the most cost effective and friendly travel arrangements. You can interact directly with a live agent or use our convenient online travel booking solution. We offer the latest in travel technology and cost containment. We shop all available fares and fees with the intent to provide the absolute lowest cost available for your travel needs. Program highlights include:

  • Agent Airline Fare Guarantee
  • Maintenance of your personal preference profile

USA+ Benefits Protector

Many individuals lose their job due to a company re-location, company downsizing or as the result of natural disasters. For most individuals, loss of employment also means a monetary loss.

The Benefits Protector program helps cushion the impact of economic downturns that occur. Should you lose your job through no fault of your own, we will be there for you. Your membership dues will be waived and your membership benefits will continue for three (3) months.*

*Certain Terms and Conditions Apply.

USA+ Scholarship Program

USA+ is committed to the promotion of equal access to health care for all Americans. In order to ensure equal access to health care, it is important that there are sufficient medical providers available to serve the public. For that reason, USA+ developed a scholarship program. This program will provide scholarships to outstanding high school seniors that show promise of continued academic performance. This program is only available to dependent children and grandchildren of USA+ members and will allow deserving students to attain their educational goals.

This product is not in any way associated with, nor does it meet, the pediatric dental requirements of the Patient Protection and Affordable Care Act (i.e., ACA, Obamacare, etc.) 

United Service Association For Health Care Foundation

Through membership in USA+, you have the opportunity to contribute to the United Service Association For Health Care Foundation and assist worthwhile charities, community programs and national research projects.

Each year, USA+ returns much needed grant money back into member’s local communities by awarding Community Service Grants nationwide. This program, now in its 24th year, has awarded over $7 million to worthwhile local organizations.

The USA+ Foundation receives its funding from USA+ members. Your dues include a donation to the foundation and is tax deductible. This money is then given in the form of grants to charitable causes.

Charitable organizations that receive funds from USA+ member contributions include:

American Diabetes Association, Cystic Fibrosis Foundation, Muscular Dystrophy Association, Socialmine Foundation and St. Jude Children’s Research Hospital® just to name a few.

Throughout the year, funded programs are featured in the Total Health & Wellness magazine. These articles spotlight how grant recipients are utilizing foundation monies to make a difference.

The United Service Association For Health Care Foundation can receive donations from businesses, other foundations, and individuals. If you want to make an additional tax-free donation, please send it to the address listed below. If you do not want to participate in this program, please send a letter to the address below

Best Dental Direct Gold

Member Only $ 37.95

Member + 1 $ 41.95

Family $ 45.95

You have 30 days (or such longer period as may be required by state law) to review and evaluate the USA+ membership. If you wish to cancel your membership and receive a full refund, you may do so by submitting a written request to USA+ at the address listed below.

This product is not in any way associated with, nor does it meet, the pediatric dental requirements of the Patient Protection and Affordable Care Act (i.e., ACA, Obamacare, etc.)

ADMINISTRATIVE OFFICES: 2221 East Lamar Blvd • Suite 900 • Arlington, TX 76006 • 800-USA-1187 •


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